Switching Banks

[Tj hooker]

I've had enough of my current bank Santander for many reasons so have decided to switch , has anyone done it lately? 

[Bjornebye]

NatWest to Halifax about 6 years ago J. Halifax made it really easy, it’s probably even more streamlined now. 

[Scooby Dudek]

No, but apparently easy and all done within 7 days.

 

https://www.moneysupermarket.com/current-accounts/switching-bank-accounts/

 

What is the current account switch service? 

If you want to switch bank accounts, the current account switch service (CASS) makes it a smooth and simple process. CASS was introduced to stop banks dragging their heels when customers were looking to move their current account to a new provider.  

 

As part of Pay UK, the organisation that runs automated payment systems, CASS guarantees to complete the transfer within seven days. Your old bank talks to the new one, and everything is switched over automatically, including your balance, direct debits and salary. There is no fee to switch bank account

 

[Tj hooker]

I've been looking and First Direct look ok any feedback on them would be appreciated 

[Elite]

First Direct are very good. No brainer with the switch offer.

[Tj hooker]

1 minute ago, Elite said:

First Direct are very good. No brainer with the switch offer.

Thanks didn't want to jump from the frying pan into the fire 

[Vincent Vega]

41 minutes ago, Tj hooker said:

I've been looking and First Direct look ok any feedback on them would be appreciated 

I switched from Lloyds to First Direct last year. All very smooth and the £100 welcome bonus was a nice touch. Only had to contact them twice and got through quickly each time. You can also use any HSBC branch if you need to go into an actual bank.

[Tj hooker]

8 minutes ago, Vincent Vega said:

I switched from Lloyds to First Direct last year. All very smooth and the £100 welcome bonus was a nice touch. Only had to contact them twice and got through quickly each time. You can also use any HSBC branch if you need to go into an actual bank.

Thanks VV do you use the online banking app ? I've just had a look on the reviews for it and they aren't exactly glowing but I'm quite happy to give it a go 

[Vincent Vega]

39 minutes ago, Tj hooker said:

Thanks VV do you use the online banking app ? I've just had a look on the reviews for it and they aren't exactly glowing but I'm quite happy to give it a go 

Yes mate, i use the app. It does what I need it to, probably not quite as good as the Lloyds app was, but I can check my balance and statements and pay in cheques. If you need to pay in cash you can either go to a HSBC branch or to a Post Office. 

[Tj hooker]

2 minutes ago, Vincent Vega said:

Yes mate, i use the app. It does what I need it to, probably not quite as good as the Lloyds app was, but I can check my balance and statements and pay in cheques. If you need to pay in cash you can either go to a HSBC branch or to a Post Office. 

Appreciated VV 

[Sweeney287]

I've been with FD over 10 years, their customer service is excellent every time I've had to contact them. 

 

[an tha]

Think HSBC currently offer the most to switch.

 

£170

 

Read this:

 

https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/

[johnsusername]

Dead easy. Ive swapped a few times over the years to get the free money. Not sure why people stay loyal to banks. Fuck them. 

[mattyq]

5 hours ago, Tj hooker said:

I've been looking and First Direct look ok any feedback on them would be appreciated 

I had my mortgage with them... they were excellent even when I was jobless for a while and missed payments