Joint bank accounts

[grazywalker]

Yep, this. Joint account for bills and the mortgage, everything else goes into my own account.

This is pretty much our story . I pay a high % of my wage into bills account(if you like ) after that it is in effect my money but plenty of ithis goes to kids stuff and family bits and bobs - those that have kids know this shit all adds up.

I do have a bit to myself each month but I do not live a life of Riley

Now if I gave all of my earnings to Mrs Walker - shiiiiiiiiiiiiit is all I could say as she is so shit with money it is unreal.

[Pony Princess]

Get a good accoutant. My advice is get a Jew to manage your accounts. You won't regret it.

 

Beware of gentiles pretending to be jews though:

 

 

S'all good man.

[G Richards]

We have a joint account and it works really well for us. At the moment I am the only one earning a regular income. Mrs G has started a business, but all of her earnings from that are going back in to building it up more. We will have one payday from her business at the end of the year, but our finances are arranged so we live off one income.

[Unrighteous]

Joint account? Never. I might be willing to set one up for bills and stuff...

[Paul]

In terms of personal spending we both buy personal stuff from the joint account as and when we want it and can afford it. If we're saving for something or out-goings are particularly high for some reason, then we each wind the spending in. We don't use credit cards, loans or overdrafts and save for ourselves and the kids every month. Basically we live to our means and are both pretty disciplined with money.

 

When we got married, I had given up a well-paid job in retail management to retrain as a teacher and so for the first year my income was minimal. Until we had kids (three years later) I earned significantly less than Mrs Paul. Then she went part time and my earnings went up rapidly via promotion and climbing the then pay scale, so the balance switched the other way.

 

Last year she went back to full time work and also does some exam marking and so our annual income is as near as damn it identical. None of that caused or causes a problem and, as I said before, we've never argued once in eighteen years together about money; neither have either of us ever criticised or tried to control the other's spending. We simply discuss how flush or not we are and behave accordingly. In a partnership, I suppose - as marriage is meant to be.

 

Now it's clearly easier to be financially disciplined when you earn a good wage - which we both do. However, we coped the same way through some very lean years too.

[Paulie Dangerously]

We used to do it seperately but working out who owed what and who payed who this month and last was a nightmare so we both put a set amount into one account every month and it now all comes out of there.

 

Also, if you constantly argue with your missus over money you just need to have a shag and chill out

[Champ]

There was a thing in today's paper about the way many couples argue over money and often see their earnings as nothing to do with the other person. Mrs Paul and I have always had a joint account (just for rent and bills paid in from separate accounts when first together and then for everything after we got married). However, clearly loads of people don't. We've never had an argument about cash though and it suits us fine.

 

What says the GF though (private poll for a personal topic)?

 

Clearly, it wouldnt have been much of an article if all of the couples had had financial arrangements that suited both parties but there were some sad relationships in that piece, Paul, where money seemed to be the only currency recognised by some of the individuals described