janmolby

I'm still playing fallout 3 what a master piece of a game that is

The middle ground is probably to leave the decision to the landlords and subsequently their employees and customers. People can exercise their right not to work or venture into a pub which allows smoking, they cannot exercise their right not be crashed into head first at 60mph by the local piss head. That is the difference.

I think wallowing in others failure just highlights how utterly mundane and pointless someone's life must be.

Mascherano, marque central defender signing

Probably kill him

Steve Bold. We need Steve Bold.

We probably need an extra 2 or 3 players just to cope with the additional games next season. Plus another 2 or 3 to strengthen the starting 11.

They mentioned naming rights for the stand. Any idea what kind of figure you'd be taking about?

Dodgy cunts, all to circumvent the FFP rules I presume?

What methods have PSG used to mushroom their revenue?

And official inflation figures are what 2%? The biggest joke of the lot.

First I'd take a look at the Money Savings Expert guide. http://www.moneysavingexpert.com/mortgages/remortgage-guide Then take a look at some of the brokers to compare rates and see what you can get given you LTV income etc. http://www.charcol.co.uk/remortgage/ http://www.lcplc.co.uk/remortgage/ http://www.moneysupermarket.com/mortgages/ Has your current lender not written to you to see if you want to re mortgage with them for another fixed period? Ours did this and offered us a good rate and waived the arrangement fee, the problem was I didn't remortgage by the set date and they were adamant that I would have to pay the arrangement fee. We ended up moving the mortgage to another bank, and although the initial fee was ridiculously large (you should have the option to add this to the mortgage) the overall cost of comparison was lower so in our case it paid to move. I would have thought it is a no brainer to move from their SVR if their initial teaser rate has ended but I guess that depends on your circumstance. Good luck.

Need some new trabs Sent from my Nexus 4 using Tapatalk

Mugabe here, just registering my interest in your tin of beans.

I've been following the bit coin hype yet don't own any. Max Kaiser on Russia today is constantly banging the drum about them. The important point to note about them is that they are (or once mined) finite and as such cannot (at least at the moment) be devalued through further supply. The whole system doesn't sound particularly secure and I believe there have been instances of whole exchanges being hacked of thousands. I think it is the model of future monetary exchange. Not necessarily bit coin but some thing based along similar lines. The crooked central banks must be wary about losing their magical inflation (theft) wands. I think it's funny when people say 'gold is at an all time high'. Urm no the dollar and all the other funny money is at an all time low. Sent from my Nexus 4 using Tapatalk

They should change stamp duty rules, a landlord can buy 10 houses at 100k and pay no stamp duty. A first time buyer buys a house for £125,001 and pays tax. Crazy. Sent from my Nexus 7 using Tapatalk

The way I see capitalism is like a 2 headed medusa. The analogy I would use would be if it paid for capitalism to deforest the world it wouldn’t stop until every tree and been felled. Likewise if it paid for capitalism to plant trees it wouldn’t stop until every square inch of the landmass was an interconnected forest. It’s incessant. Clearly both scenarios would be disastrous for mankind. And it’s the role of the elected government to regulate sufficiently to prevent either scenario from happening. I think most people fail to differentiate between a true free market where people move capital amongst each other in a decentralised manor free from external forces. And crony capitalism ala the UK rail network, UK energy companies PFI contracts etc. Which to a large extent are effectively state sponsored private monopolies. “Privatised profits and nationalised liabilities” to paraphrase the saying. Where power and decision making is concentrated in the hands of a small number (be it executives and or governmental officials) who pander favour from one another in various tendering processes, allocation of subsidies, monopolistic traits so on and so forth. To me it’s this centralisation of power which largely undermines our ability to do business freely with one another to the benefit of either party. Corruption to a certain extent. If you take a look at the banking crises which is essentially the precursor to this topic, most people will point to Bear Stearns, HBOS, RBS and the likes as roulette addicted banks which have subsequently rail-roaded the economy for the foreseeable future. But where is the scorn for governments who created a system whereby these actions could affect so many millions of people? Banks which are too big to fail? Government (tax payer) backed loan guarantees? 125% mortgages? 95% Buy to Let mortgages etc? Self certified mortgages? There isn’t anything inherently irrational about how the banks operated, they knew they were too big to fail and their subsequent actions proved that. To me the banksters are akin to the symptoms of a disease, it’s easy to hurl mud at them because they are there and visible and easy to pin point. It is much more difficult to blame isolate and apportion blame to the dysfunctional interconnected governmental/banking system that morphed through successive governments from the great depression of the 1930s. Why has our government been running budget deficits virtually unabated since the 1980s? Why is the pound in my pocket now worth less? Every action has a consequence. Is it fair that (typically) pensioners are being penalised by artificially low interest rates (annuities) so mine or your mortgage is now more affordable? Why is it so? Who is the arbiter? Who decides which zombie high street firms continue to operate, and when do they pull the plug via rate rises? Mark Carney? I know this post deviates largely from the topic title and what has been posted over the last few pages but it’s just my personal musings surrounding the general tone of the topic. The public and private debt this nation holds is astronomical and it’s going to weigh us down for years and years and years but from what I’ve read in this topic it’s been largely side stepped...

Maybe quoted in dollars?

Jack reacher in my ass

Choose Life. Choose a job. Choose a career. Choose a family. Choose a fucking big television.

I love One Day Like This by Elbow, got abit tedious when everyone discovered it 3 years later.

The league of nations part deux has been dead in the water since the Iraq invasion.

I wonder if it likely that the chemical attacks have been staged from the rebel side to provoke a reaction from the west. It was reported today that the UN inspectors had come under sniper fire. You would never know if it was the rebels or the government forces.

Haha brilliant

Drugs kill, kill tens of thousands of innocents in the cross fire each year in places like Mexico. People who can't go to school or are too afraid to go out of their house because their towns and villages have been designated war zones because of the "war on drugs". Point is the prohibition of anything has repercussions further and wider than the relative few who deal in or partake in such activities.