I am one. Never wanted to do it - Art was my first love at school. But it and being an astronaut did not work out.
Im in my early 40's, working in accounting since 17, have been unemployed for 1 day. I have had a varied career in terms of organisations and sectors.
I have worked in small practice, banking, big practice (global firm), and industry.
I have worked in different sectors including banking, corporate finance, insolvecny etc.,
I know own my own practice.
If it is not a passion it is work. However i have a good standard of living, nice house, nice car and nice holidays. I can consider sending children to fee paying schools if I wanted to.
Do I get pissed off - yes. Do I have good days yes.
The key thing about the qualification is that it does not just make you a number cruncher - if you do the right qualification you will be a broad financial professional who will have many doors open to you. What you do with that depends on your ability, your ambition and sometimes how the cards fall. But you will have the core skills to open doors and support in many different endeavours.
I don't regret doing it for a minute.
BTW - I am an ACCA. They have 600,000 members and students in over 80 countries. Its portable, you can travel. I would recommend it highly over competing qualifications.
Good luck with your decision and your career