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Sadly mate, the only way to get them to reconsider is to get your HbA1c down (I would say as a rule of thumb get it under 8.0 for starters, but obviously the lower the better). You're pretty much certain to get charged extra for life insurance if you're diabetic, and you will be hard pushed to find any company to offer you any terms at all for critical illness cover or permanent health insurance. The risk is deemed too high (shit I know)! Otherwise, its the usual advice, stop smoking, limit your alcohol intake, keep your weight, blood pressure and cholesterol down, and work on your diabetic control (keeping your blood sugar and HbA1c low, and of course not having any hypoglycaemic attacks helps). You were just unfortunate that you were in the middle of applying for cover when you were diagnosed, as most companies will postpone cover in those cases. If you had been diagnosed 6 months ago, they would have offered you cover, but it would have been a hefty premium. I agree with what tycoon said though, I don't think they can insist on you having life cover to cover a mortgage anymore (although obviously it is recommended)! Hope this helps in some way, and I hope your house purchase still goes through. Best of luck to you and your missus mate.

Fobbie, I'm a life insurance underwriter mate, did the company turn you down flat, or did they same come back in 6 or 12 months? And, if you don't mind me asking, which company was it? Cheers.

And more neggage for you!! Scouse not English!!!

Obviously a wind up - but have some neggage

RIP 39 - YNWA

Agree, but who knows were we could get by signing legends like Liam Fontaine!!! :whatever::whatever:

Cheers, duly repped, even though you negged me twice;)

....How do you give some rep / neg someone?

Go and boil your ringpiece if you don't like it!

Couldn't care less mate - end sentimentality = end of mediocrity in my book.

Shite, sod sentimentality - bought as a £10m striker, and couldn't hit a cows arse with a banjo - 11 goals in 47 appearances (compared to Crouch's 11 in 36 appearances), and what was it 3, 4 goals in the league all season. I'm sick of all this works hard crap, every one of us would work hard in a red shirt, but we would still be shit - same goes for Dirka. He's better than Voronin though!!

I don't think so sadly, and we will be well and truly fucked when the Tory Shitbag bastards get back in. The Labour Party are a million miles away from the socialists I was brought up to vote for, but they are the lesser of two evils, and the likes of Spy Bee and Hermes can go and fuck themselves the greedy right wing trade union hating wankers Creator Supreme News At Ten Fazakerley

By which stage we are already out of the running for the league, and so the story goes once again!! I know what I think needs to happen!!! Also I'm with King Emlyn on the lack of mental strength!!

Very well put - cap duly doffed!!

What WR said!!!:yes:

Go and suggest that on RAOTL mate, or even criticise El Gordo in any way shape or form, and you will be accused of being a blueshite before you can say Boreda!

You are greased up deaf guys fluffer!:P

Who said it was a class war? If you're gonna vote tory, you're gonna vote for shitting on people from a great height just so you can have more, and more, and more ad infinitum. I find new labour to be not that far removed from the tories these days, but they are still removed. Never want to see a Tory govt again in my lifetime. They did their level best to destroy our wonderful city, and I never want them to have that chance again. You go ahead and vote for them, just don't forget too leave your conscience outside the polling station!!

You see that M Khan....The one who is bent.... That's you that is!! © History Today

If you vote Tory, you may as well vote against being a Human Being!!! Johnson is a cunt, just like the rest of his party!!

What he said:yes:

Nah mate, he's only scored in both games:whatever:

Fantastic - there is still a mark on my ceiling were I nearly punched a hole in it when he came back home!! Love to see him play for Cardiff in the cup final.

1999 Liverpool 4 Sheffield Wednesday 1 - Half Time Show - ATOMIC FUCKING KITTEN!!!!!!!!!!!!!! - When that fat druggie chav slag from Warrington was still in it. Song Ends - Cue 45,000 people sitting silent wondering what the fuck they've just seen. Went down like a Hitler impersonator at a Bahmitzvah!

Prediction for Sunday Liverpool 1 (Kuyt 60), Blackburn Rovers 2 (Bentley 56, Gamst Pedersen 78):(