BRANDS

happy days!

Will be visiting Newquay in a few weeks on a stag weekend - any suggestions of what to do (apart from surfing) & were to go etc? I have read its full of rich18 year olds is and is good for cliff jumping:whistle: Why were going to Newquay when we should have gone to Ibiza I'll never know! there will be approx 14 of us - will we have bother getting in places???

Your name will blacklisted by Insurers! If you want any help with the claim let me know - Motor is my speciality! Ill even value your injury claim!

she has a duty of care to you as you are established on the main road - you can do what you want ,she has breached the duty of care by failing to ensure she joins the road without causing a collision - if her insurers deny liability their shit! Pull out the holiday brochures pick a holiday and get down the gp for a diagnosis of a soft tissue injury to the neck! If he diagnoses whiplash tell him hes talking shite as whiplash is the mechanism of the injury not an actual medical injury!

Norwich Union have apparently spent close to £10m changing their name to Aviva too, yet have fucked off loads of staff. Every year that company will axe 1000 staff as its the done thing - been ran by cocks for years that place - I wouldnt insure my car with them- the staff they have left are inexperianced and crap - if you ever have an accident seriously your goosed with them fuckers!

Thats why it might be getting looked into! re the value he's testing to see what he can palm you off with - usually they would replace the electricals but it probably isnt worth it given you have no need for them - from past experiance they should have a rough idea of the average cost of contents within a home, also even though they provide a blanket cover for contents your premium is usually calculated on the approx value the policyholder states for eg. I would say i have 20K worth of contents but Insurers automatically give you £30K If I was you i'd pick a holiday of a lifetime that you have always wanted and use that as the price for settlement - and go and forget all this!

I cant believe they have admitted investigating the matter - I would fluff round the issues saying we had further enquiries - the best option is to make a written cheif exec complaint they then have certain requirements as goverend the FSA to respond accordingly put emphasis on the fact they have admitted to investigating you without telling you why and you know feel like a fraudster- they should have put right the building repairs side of things by now - in respect of the contents if you want to pm with a list of what your claiming i'll try and give you an opinion of what could be causing them concern Oh and Churchill were taken over by Direct Line who are owned by RBS (enough said)!

whos the insurance company? for this to still be going on is taking the piss - what did the loss adjuster say to you back in January?

are chelsea going to come out and attack in the next match leaving gaps atthe back or are we going have the more of the same and go to pens?

kenny sansom, steffan rehn,paul rideout, ian durrant - just a few to mention

I thoughthe did ok -If the ref had't been so lenient in the first half - Neville & Pinear would have gone before him although he has to learn tostop running into people!

The ultimate showman!

you will be ok - he will arrange for redecoration repairs on the property. in respect of the tv it was water damaged an provided he can see it he will also replace with a suitbale equivilant -aslong as the piss isnt being taken everything should be ok. The only reason the loss adjuster has been appointed is because the claim will have a potential high value and you will need a bit more of a personal touch

I work in claims and have lots of dealing with loss adjusters - with a flood claim they will look to put you back to the position you were in before the claim. I trust you have a new for old policy? Re any damage to the buildings they will look to instruct suitable companies to carry out repairs. Re contents they will be looking for receipts were possible, stuff like manuals for tvs can count as substantiation for the claim if dont have receipts. If you want to detail what you will be claiming for I could give you some advice of what they may ask for.

I'd get quotes now - hopefully they will be cheaper enough to cancel your policy - you may lose however many months no claims you have built up but a 50% savings got to be some bonus!

Does that car have a rocket engine? fuck I wouldnt pay the insurance - keep the certificate of Insurance and let the MIB deal with any claims! Did you recently pass your test or something - or is your car on finance and you have taken the dealerships Insurance quote - thats ridiculous - I'd expect you to pay approx £2000 tops

Also you can save money by not electing to Legal Cover/ Physio cover &Hire car extensions to your policy. If you are involved in an accident and are non fault the third party Insurers will look to capture you before you report the matter to your own Insurers so they can save on costs by using their own repairers. They also have deals with hire car providers so they will supply you a vehicle at a cheaper rate rather than using a claims management company who for eg. can charge £40 per day for a micra or something. Obviously if your fault for an accident your getting the bus!

Insurers have been making a loss for years trying to gain customers on its motor portfolio. Now with the economy up shit creek they have to gain extra money from somewhere hence raising premiums. I believe Insurers will look to increase premiums by upto 20% this year. If you want a cheap quote sack the search engines off and obtain the quotes direct over the phone - the person you speak to will be target incentified and therefore may be able to discuss your premium with an underwriting department. Also dont always go for the cheapest quote as the service you will come to receive should you claim will be shite! The best Insurers at the moment - Tesco (Direct Line) Elephant ( In there several guises sheila's wheels etc) and Equity Red Star. I used to work for Norwich Union or as I like to call them Norwich India soon to be called Avivva and from in my new job negotiating claims with them they are worse than shite - try explaining a junction to someone who doesnt know what a junction is as they dont have junctions in India! Rant over hope this helps!

Stevens she can keep a man so she must be doing something right- Tweedys bloke humped men & women behind her back

if the tickets still going - my mate will have it - im out on the piss but if its spare pm all the details and ill take it

My first job was in a solicitors who represented one of them - I remember I was doing some photocoping on one of my first days. I was having a read of the documents I was copying when I suddenly clicked on who and what I was reading about - there was some bad stuff documented and all though most people have differing opinions on whether they should be outed and further punished if it was your own kid you wouldn't be able to let it rest just like the Bulgers. Another point worth mentioning you have to remember they were kids at the time - but they were tried in an adult court - not a youth offenders court !

I was wondering would rafa have a cheeky bid for him - he can play left back & centre back - could offer a few options

Browuer looks like that kid Michael Jackson was bumming in fact dont they have the same first name? I reckon MJ's Jordy could be better than Browuer

are we at page 100 yet?