God knows how this is i have only been paying it a year i have been givin what i can to it weekly and it appears im 22 pounds away Weird that i must of hammered it. I'm so happy I just rang them to delay my payments because i just been laid off as there is no work what so ever. And they says to me you are aware you only have 22 pounds to pay Im started laughing over the phone i cant help thinking its a mistake on their part but im keeping stum saying fuck all. Thats one debt sorted i have a 700 a 157 and a 1098 them im debt free. Untill the tax man catches up them im officialy fucked. Im so happy its unreal now i just gotta fugure out how to tell my dad i been laid off and still go out on saturday.