I'm looking for a new car and have found a good example which is listed as a Cat D write off, which has been fully repaired. As I understand it, Category D means that the car was written off by an insurance company because it had superficial damage which lead them to believe that the cost of the claim was going to exceed the value of the car.
Is this right, and does this mean that providing the car passes an MOT that it's totally road worthy? Does CAT D extend to structural damage to the chassis or it it just literally scratches and dents in the bodywork?
What impact does it have on insurance? I understand that it will impact the resale value, but what checks do I need to get done on it?