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Aftermath of a car accident...


Chris
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I got into an accident once in America.  It was the other fella's fault (well, it was a she, actually), fortunately, but it still wasn't fun.

 

The police wrote up a report but in Oregon they don't assign blame, that's down to the insurance companies to decide.  Don't know if it's like that everywhere, like.  Anyway, the adjuster for the at-fault party's insurance company talked to me about "I could assign you 10% of the blame," stuff like that, but did give me a pretty fair offer in the end.  I had to haggle him up, but backed up my claim by sending in some links to current advertisements for comparable cars in the area online, and he gave me an extra $500 or $1000 over the value he had originally proposed.  Even covered my bus fare across the state so I could visit someone the day after the accident.

 

I'm fairly sure they'll cover you for a rental car while it's being settled if you push hard enough.  I didn't, and didn't make any stupid noise about "my neck hurts" either, which I think caused the adjuster to be fairly reasonable when it came to settle up.  He even remarked to me that he could probably get me for less, but I had been decent and fair and he was trying to be the same.  No idea if he was making all that up or not, but he did give me what I thought was a pretty fair offer in the end and I replaced the car with a similar one.  Hope it ends up the same for you.

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